I have been an advocate of gold/silver investments for a while now. Preaching the importance of investing in gold/silver . Something of real value rather than investing your so-called money something that it’s value is based on paper and ink. Investing in a substance that’s consume throughout the world is an investment in the world itself. I think the best thing to invest in is the one that has the highest supply and demand ratio which is the basic economic concept.

Silver has proved to be the only metals that qualify to be in this category.Silver is the biggest opportunity I have ever seen . While gold is hoarded, Silver is consumed. Silver is an industrial precious metal used in cell phones, computers, electric light. The more information age we become the more we consume more silver . Its a simple economic concept of supply and demand. The idea of buying gold and silver is being promoted on a large scale in country like china.

In recent times, china has become the first country in the world that has encourage its citizen to invest in gold and silver as much as they can . The opportunity for the Chinese citizen to invest in silver bullion was introduced by their government and I think other countries like Nigeria should emulate this . This is the right time that our government should look beyond oil revenue and try to seek other better invest portfolios. Every other countries are now converting their quantity currency to quality money .

Before now , the Chinese government has a very strict control on the distribution of gold , and silver as an investment option . Not until recent times that they realized the benefit of investing in this metals.And investment like this should be the one every  third world nation like Africa should focus on rather than the normal oil rush phenomenon.

I personally called this article invest in the world simply because any thing that is demanded , consumed and needed throughout the whole wide world is qualify to be an investment in the world .

Below is a video by Mike Maloney, Robert Kiyosakis gold advisor predicted that if history is to repeat itself,silver should be rise to about $1,500 in the few years to come.

If you really want to know how to be part of this great investment advise, Enter your details in the form below for more update on my up coming seminar on how you can invest in gold and silver,why you should invest in gold/silver now and what are the criteria to get started.These and many more information will be shared to interested individuals.See you then.

Counting my blessing is one thing that i most do, if I don’t want to be an ungrateful son. The Almighty has been so kind and wonderful to me and the entire team of the great site including my family . At exactly November__, 2009 marks the first year online of Gold tutor Nigeria Limited and my humble gratitude is something of which I will never loose sight. Personally and professionally, am thankful to God Almighty that gave me the inspiration to start a life changing site like this . At this time, I would like to take a moment to identify a few of those who stand out amongst the rest.

1. My Creator, which as been the author and the finisher of my faith. The Almighty has been my inspiration on this life changing and value added site like this one . He has been guarding me since my existence into this world, not even a day off. Just as my daily regular pray point THANKING GOD for GOD.For the past one year,it has been so challenging but above all,I still  THANK YOU LORD!

2. My Family, without whom none of the struggles and successes would have any meaning in my life like it does now. Especially my second half (My WIFE) she has been all any man would ever pray very hard for but I thank God that I was so fortunate to have her with less effort . My son can not also be left out. He has been so supportive by spending time with me sometimes when writing my article at late night. Thank you, Obaloluwa . DAD LOVE YOU!

3. My Team, which comprises of some wonderful people behind the screen crews that have by one way of the other contributed to the success of this life changing site. People that have contributed their time , energy and effort to the success of goldtutorng.These are the people that makes gold tutor ng what it is within this short period online .I really appreciate you all. Mehmet a great man behind the designing of this wonderful site .Thank you for all your assistance whenever I called for your support. Moreso, my English teacher i love.

4. Those whose lives has affect mine in positive ways, that has been an inspiration, people like Robert T.Kiyosaki, Chris Martenson, Mike Malony, Yaro Starak, Dipo Tepede, Adeolu Akinyemi, Gideon Shalwick,e.t.c.

5. Those of you all, you are the reason whie i’m stil here,doing what i like to do best won’t have been meaningful and encouraging with you guys around.I really appreciate you all and thanks fr being there.

As we stepping into the new year with a great optimistic,i and the entire member of goldtutor ng are working seriously in giving back to the society.We are working in giving more value and great stuff in this promising year that we are in.One of the move that cat that we are about to open from the bag will be a new FREE E-TRAINING for all interested individuals on gold/silver investments and trading.I will be leveraging on the internet by providing adequate information on how you can make a full time income by trading gold/silver online at the comfort of your home.Showing you the reason why you need to benefit in the gold market boom. All these and many more information you will get access to immediately you show your interest in this life changing and value added e-training that will be soon up at the first quarter of this new year as my own gift to you all.

If you would want to part take in this event,kindly leave a comment below or click HERE to contact m so that you will be notify immedately the program is on.WISHING YOU ALL, A HAPPY AND PROSPEROUS NEW YEAR……WELCOME TO 2010 !

WONDERING WHY OR WOULD LIKE TO KNOW WHY GOLD WILL HIT $1,200 AN OUNCE,READ ON

RICHARD GRAY of Blackmont Metals & Mining became a CFA in 2005 and earned his Bachelor of Applied Science (Geological and Mineral Engineering, 1997) from the University of Toronto, says the Gold Report.

He says it’s been a Dollar vs. gold story ever since the economy ran into trouble last fall. Here he reveals the attributes of successful junior Gold Mining stocks, and why he thinks gold’s upside scenario is “maybe $1,100 or $1,200 an ounce…”

The Gold Report: Gold’s on a roll. What’s your take on what’s driving the gold and precious metals sector right now?

Richard Gray: I believe there are two real drivers behind the Gold Price: the fear trade vs. the U.S. Dollar, and the potential for inflation. I tend to minimize the overall impact of supply and demand. Given what we’ve seen over the course of 2009, investors are looking for an alternative investment to the Dollar. If you go back to when the overall economy ran into trouble last fall, ever since then it’s been more of a Dollar vs. gold story and that’s still true today.

As the economy recovers and there’s a scenario where inflation is an issue, then there’s a case to be made that gold will do well then, as well. But for the time being, it’s just people worried about where their money is today and using gold as a safe haven vs. where it could go with their other investments. What we’ve seen in the last six weeks is that gold has broken through some historic levels because there’s increased worry that maybe the U.S. Dollar isn’t the world currency anymore and the U.S. economy is really not as stable as we’ve been led to believe.

Investment demand, whether from funds or individuals, has been a major, major driver, taking gold from $700/oz through to where we are today. And this investment demand is simply investors just looking for a safe place to put their money.

TGR: Do you think there’s a high probability that once we start to recover we will hit inflation?

RG: The trouble is there are no real applicable precedents we can use. With all the stimulus money that’s been injected into the system, it would seem inevitable that inflation will be an issue down the road.

On the other hand, you could also argue that all the value that was destroyed (particularly in the last 12 months), won’t be regained by all the stimulus money in the world. That’s the argument for people who say inflation’s never going to be an issue because the stimulus money isn’t anywhere near what was lost in the last 12 months.

Personally, what I’ve been telling clients is that gold around $1,000 is probably a reasonable place to be looking long term. I don’t think gold’s going to take off and go to $1,500 or $2,000. I think the upside scenario is maybe $1,100 or $1,200 and then somewhere in a range between $900 and $1,100 is probably where the gold market is healthy and where the economy, as it compares to the gold market, is also reasonably stable. The fear trade is going to be here for a while and inflation might have an impact later on. But in the meantime we are not calling for a dramatic move up or down.

TGR: Gold has gone up about 21% this year. Silver has gone up 61%. Is silver being driven by other elements?

RG: Yes. Silver is somewhat of a unique metal. The simplest way to put it is when the economy is good, it trades closely with the Gold Price—usually on a 50:1 ratio. During these times it is treated more like a precious metal, a metal you invest in to protect your money. When the economy is weak, like the second half of 2008, it trades more like a base metal, where supply and demand has more of an impact. We saw the ratio rocket up to 80:1 last fall. Right now we’re at 65:1, which is right in the middle of the bull market and bear market scenario here and that probably fits as well.

On the supply-demand aspect of silver; it is consumed (whereas gold is typically not) and it is usually mined in deposits that are primarily lead, zinc and copper. So it’s got a bit of a two-headed look to it. While the increases of 61% this year for silver and 21% on gold are true from January 1st, if you go back to July 31, 2008, that’s when things really just fell off a cliff. From July 31, 2008 to today, gold is up 20% and silver is basically flat. So picking a time horizon, silver has outperformed, but also if you go back to where things were fairly stable and normal, the last time gold-silver traded at around a 50:1 or 55:1 ratio, if we ever get back to that, silver hasn’t really done much since then. For all the same reasons you can say gold could go to $1,500 or $2,000, you could also say silver could go to $30 or $40; but I just don’t see it because silver mines will start popping up all over the world if silver goes through $20, and you’re going to get an increased amount of supply—more so than gold. A lot of silver is going to hit the market, and I don’t think the demand side can really take it all up and keep that price high.

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The fact that we are in a new economy direction is no more an issue to deliberate on. This new economy path can only be recognize by the sophisticated ones (investors) which has the ability to analysis the present predicament that we are into. However, the recent downturn that affect all markets has makes it scary for individual or group of individuals to venture into any other investments vehicle. Many of you find it difficult to comprehend this new trend of economy direction and because of that has chosen to leave in your comfort zone rather than acquiring more education on which decision to make in times like this.

Venturing into any other investments vehicle in this period is a very hard decision that most people will do anything to avoid it. Infact, they won’t want to think of it not to talk of talking about issues like that. Recently, Nigeria economy has encounter a lot of hard times in virtually all aspect of our economy e.g The stock market which has lost almost 65% of it’s capitalization . The banking sector where a lot of atrocities are been carried out The employments sector where downsizing is the latest slang and over 90% of fresh graduates and old ones are unemployed.

The Oil sector is also facing it’s own challenges where the Niger Delta struggle is affecting the production level. The world oil market price is also on the bearish trend due to the recession we are in.

Our Foreign reserve which is losing it’s value than expected

Our Naira is sliding to fast than we thought giving it very little value.

· Even our educational sectors have almost paralyze.

The playing it safe phenomenon has now been the tactics of the moment-where most people want to be on the safe part. They are waiting for the stock market to come back, hoping the Government will rescue them. Even with the banking sector catastrophe, most people have chosen to be using the delay tactics. Most have lost total confidence in the sector that; they now prefer to save their remaining amount under their closet. Waiting for the economy to bounce back is one of the riskiest thing to do.While others are busy playing the safe tactics, I was busy increasing my cash flow. I was so lucky to position myself at the right place at the right time doing the thing. Just like a lot of you are aware, I am gold expect that trades and invest in gold heavily. Earlier this year, i was monitoring the gold trend when I observe that I need to venture into some physical gold coin investment. Immediately, I spring into action by purchasing some krugerrand coins from south Africa.

After some months the coins appreciate to a torn of %42.30 ROI after three months. I find this so amazing that I immediately source for more cash to invest into this investment vehicle. Though i have a vast knowledge about gold investment but never thought of where and how to store it (a vault).In my immediate search for solution, I was able to discover some places (vault) here in Lagos, Nigeria where one can conveniently store any precious metals without any hassle. After serious accounting and auditing works, I realised that I can make a conveniently %30 ROI on this investment if one have enough resources to invest into this portfolio. This now lead me to the next question of,where am I going to source for more dough? In an attempt to source for one, i was fortunate be introduce to a Network Marketing company that can make me a seven figure income on a monthly basis. I immediately create a team of like minded individuals who are willing and ready to make more money in troubled time.While creating this team, I firstly consider my dedicated readers that as always been there for me. i would like to invite you to come join my new Agel Najia Gurus with the vision of raising seven figure income through agel huge opportunity. If you are interested and have the will power, this program is for you. Do you want to know more about this program, Click Here or Opt-in your information below.

Remember, Tomorrow belongs to people that prepare for it today.

If you are the type that takes your personal finance serious and you use valuable information to decide on your next financial step,you need to read this…..Source BUSINESS DAY ONLINE

Oil majors’ preoccupation in PIB too
The continuing fall in investments in oil, Nigeria’s major foreign exchange earner, is threatening the fragile economy, experts have warned. Besides, the preoccupation of the oil majors in the proposed Petroleum Investment Bill (PIB) due to the fact that it allows arbitrary renegotiation of the financial terms of existing contracts is also having adverse effects on the economy.
These views were expressed by experts at the monthly Economic News and Views at the Lagos Business School (LBS), Executive Breakfast Meeting.
Experts at the September meeting observed that disruption of production activities by the militants is mainly responsible for the dwindling fortunes. Consequently, they said that investment cutbacks in upstream by the majors is now taking a toll on the economy.

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“Oil majors are concerned about the proposed PIB because it allows an arbitrary renegotiation of financial terms of existing contracts,” experts said
Indeed, they further said that the exaggerated revenue decline of 21 percent relative to a production cut of 4.5 percent is mainly due to the composition of the liftings. The resultant effect, according to them, is that Nigerian production and exports are now more from the deep off shore fields
Also, they faulted the oil concessions which are mostly under the Production Sharing Contract (PSC), but which are less revenue favourable than the Joint Ventures (JVs)
The shrinking oil revenue was also compounded by sharp drop in corporate tax collection by the Federal Inland Revenue Service (IFRS), they further observed.
Consequently, while total tax collected declined by 11.6 percent from the first quarter of 2009, total expenditure increased by 30.8 percent over the last quarter. Also, while 63.1 percent of expenditure was recurrent, 31.3 percent was for capital expenditure.
They said that the increase in capital expenditure was driven mainly by the fiscal stimulus package by the Federal Government
Observers said at the weekend that the Niger Delta issue and the PIB must be effectively tackled by the government if the much needed leap in power generation is to be achieved.

The news about the sacked CEO’s/MD’s of five Nigerian banks should not come as a surprise rather as a wake up call for those Thomas amongs us. The truth about this scenario is that, there is an ongoing wealth transfer with our economy taking a new direction is an issue that warrants urgent solution for individual/s that takes his/her personal finance serious. The failing banking system is a great signal to fellow Nigeria and other citizen that bank with Nigerian banks that we needs to have full knowledge on what to bank on. Gold and real estate has proved to be the real and only thing you can bank on with their intrinsic value as great advantage other forms of money. Although gold and real estate are the best forms of money you can bank on in times like this but gold has prove to be the best among the two because of the following characteristics.

Gold cannot be..
Printed (ask a miner how long it takes to find it and dig it up)
Counterfeited (you can try, but a scale will catch it every time)
Deflated or inflated (it can’t be reproduced)

Gold cannot be destroyed by…
Fire (it takes 1945.4° F to melt it)
Water (won’t rust or tarnish)
Time (a Gold Coin remains recognizable after a thousand years)

Gold doesn’t need…
Feeding (like cattle)
Fertilizer (like corn)
Maintenance (like printing presses)

Gold has no…
Time limit (most gold mined is still in existence)
Counterparty risk (remember Bear Stearns?)
Shelf life (it never expires)

Gold as metal is…
Malleable (spreads instead of crushes)
Ductile (stretches without breaking)
Beautiful (just ask an Indian bride)

Gold as money is…
Liquid (easily convertible to cash)
Portable (you can hold N5000, 000 in one hand)
Private (no mandatory reporting here)
Gold is internationally accepted, lasts for thousands of years, and best of all, they aren’t making any more of it.
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These are the reasons that I personal choose gold as the best asset to bank on over real estate. While real estate is also a good choice, gold is the better one and I would highly recommend it to any individuals that are thinking of what to bank on at this crucial time of our economy. There is a very need for you to educate yourself more on what to bank on and which bank to bank with. I won’t want to lay more emphasis on which bank to bank with because it’s against my professional ethics. But I can tell you authoritatively that the storm is yet to be over.

Majority of us think that gold is an investment but I always try to tell them that it’s not. Gold’s primary purpose is to preserve your purchasing power. Whether it be roaring inflation, or currency debasement, or economic upheaval, or out-of-control government spending, it has been the absolute best form of protection throughout the history of mankind.
Let me prove what an ounce of gold/silver has been able to purchase at various periods in history, and how its compares to today.

1000 BC: King Solomon was known to have purchased many horses for his army. Historical records show he bought them in Egypt for 150 shekels of silver each. 150 shekels was about 55 troy ounces of silver. Today, you can still buy a riding horse for 55 troy ounces of silver ($800).

Time of Christ: Under the Roman Empire, an ounce of gold purchased a Roman citizen his toga (suit), a leather belt, and a pair of sandals. Today, one ounce of gold will still buy a man a suit, a leather belt, and a pair of shoes.

400 BC: Some scholars report that during the reign of King Nebuchadnezzar, an ounce of gold bought 350 loaves of bread. Today, an ounce of gold still buys about 350 loaves ($950 divided by 350 = $2.73/loaf).

1979: Gold’s average price that year was $306.68. This bought an average-priced full size bed. 30 years later, $950 would still buy you a full size bed.

Source of Research:- Bullion Vault News

The power of gold/silver has an assets to bank on can not be over emphasized and history has proved that gold has been and would be the only thing that has an intrinsic value-true money.

I will like to conclude this post by inviting you to a financial business empowerment coming up on the 7^th September 2009,if you are interested in being a part, kindly reserve your seat by contacting me HERE. Or send SMS to 07031543066 with the subject INTERESTED and you will immediately receive your seat number. Hope to see you there!

Health is Wealth is a popular saying as most of us might have known.As an investor that view things in the financial perspective,i knows fully well that the greatest asset is good and sound health.

In some couples of weeks ago ,i was so fortunate to meet an old friend of mine who has commit himself solely to helping other people through financial empowerment.He loves networking,meeting people and making a positive mark in their lives.Ibikunle(Mr) is a networker with passion for helping other people to get what they want so that he too can have what he wants.Although,me and my friend have done a several MLM programms togather which has move us to a higher financial status in the past;But we are not fulfill because all this companies are no where to be found now.Ever since this ordeal,i have make a vow not to part of any network marketing or direct sell ing companies no more not untill Ibikunle now expose me to the wonderfu company called Agel Entrprises.
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The fact that i’m a cycle investor allow me to always have a listening hear to any investment opportunity aside from my niche (Precious Metals).As a cycle investor i tend to identify the top-performing investments in each cycle.

First of all , what is the Agel business about at the core? Formed in November 2004 by Glen Jensen in Utah, it stated mission statement is to “is to empower individuals to achieve new levels of health, financial success, and personal freedom by extending those same benefits to those around them.”this company has developed a range of products that pack various nutritive elements in a suspended gel to provide many different benefits. Since then the company has progressed to offer various products to help in weight-management, skin care and fitness.Their products center around 4 basic product groups , Agel Active, Agel Body, Agel Core, and Agel Thrive.

• What’s good about Agel?

Agel Enterprise has got a winning product formula that’s attractive and cool.Agel’s products caters to popular demand and meet special requirements.You could avail of the quality training offered by Agel, especially their informative DVD that lures customers.

• Agel Compensation Plan:-They have an innovative plan as their products.The company when forming and laying the framework for the compensation plan took many elements of other excellent plans and mixed them together into their own unique plan, labelled the Quandra-Plan. This package is comprised of nine different pay plan components , to include:
• • Retail sales
  • first order bonuses
  • Executve Bonus
  • Executive Rank Qualifications
  • Annual Leadership Retreat
  • Expense Account
  • Luxury Car Bonus
  • Team Volume Commissions
  • Leveraged Matching  Bonus

The above are the Nine pay plans Agel has put in place for it’s distributors that are willing to devote 10-15  hours a week in building their business for the next 2-5 years.

AGEL INTEGRATED VISION

Agel Nigeria recently launch a new face of Agel compensation to help empower less priviledge Nigerians.Though the compensation plan is the same compensation plan as agel international but was re-package to benefit Nigerians.

Some notable Nigerians banks saw the innovative empowerment package agel has to offer  and can not resist not to be part of it.They deceided to get involve by offering interested Nigerians some financial backup to enable them to take part in this financial empowerment that agel has to offer.Read more Agel Integrated Vision

HOW THE PROGRAM WORKS

1. Total Cost …………….N92,075
2. You Pay out of your pocket……N31,000
3. You sponsor minimum of two people into the program with in 30days(Duplication)
4. Assist your downlines to get their own minimum of two each
5. The program pay for your monthly qualification products for 5 months (N61,075 Interest free)
6. You will get one box free of any agel products every month (for youto use and share)
7. At the 5th month your monthly  commission shoul d be N38,892
8. At 6th month your monthly commission should be about N78,550 at that point the system deducts minimum N5,000 to pay back the N61,075 that the program helped you with.
9. At 7th month your commission should be N157,865 the system deduct N20,000 to pay back the N61,075 they helped you with.
10. 8th month commission is N316,495,system deducts N36,075 to complete the pay back of N61,075 that the program help you with.
11. At 9th month,you will be upgraded to an Executve level where yo ur commission should be N633 ,756.
12. By your 10th month you wil l be ready to manage your account yourself at N1,268,278/month  and you will also be trained.

Read More Agel Integrated Vision

BANKS INVOLVED ARE;

• IKORODU DIVISION MICROFINANCE BANK
• GIDEON TRUST MICROFINANCE BANK
• EQUITORAL TRUST BANK
• UNITED BANK FOR AFRICA

HOW DO YOU GET STARTED?

1.Pay your enrollment plus Application fee of N31,000

2.Get your identification Number ID no

3.And sponsor a minimum of two other peopleto  join the program within 30days.

NOTE:-For international citizen that want to join our fast growing team where your growth is guarantee,You can also contact Here.Or use 494096 as your sponsor’s ID but endearvour to get back to me immediatelly you do that .

You can get back to me immediately if you need any further clearification on any issue.You can contact me Here.Or call Tomiwa on 08029008123 and Wuraola  on 08085767453.

You are also invited to JOIN our group at FACEBOOK

My name is Tomiwa Orunnipin.I am Agel!

Poised to diversify the national revenue base, the Federal Government has revealed its intention to pursue measures that will culminate in additional revenue from the mines and steel sector.Diezani Madueke, minister of mines and steel development, while making this known at a meeting with officials of NICON Insurance plc in Abuja, noted that this thrust is to be pursued within a 5-year time frame.
Madueke stated: “We are hoping that, over the next four and a half to five years, we will create a major income revenue scheme from the mines and steel sector for this country. It is timely because this is the period in which the Ministry is working aggressively and robustly at rebuilding the projects and programmes of the mines and steel sector. This is one of the non – oil group areas which can actually create an alternate revenue-generating stream for Nigeria.”  
She explained that there are lots of major projects, such as the exploration and exploitation of bitumen, the coal to power project and the mining of a host of mineral resources such as gold, gemstones that could be pursued by credible major investors. 
The minister charged NICON Insurance plc to develop a strategic framework for credible major investors to access the various insurance packages that are marketed by it.  
Earlier in her address, Catherine Okpareke, group managing director, NICON Insurance plc, said that the purpose of their visit was to seek more collaboration with the ministry and its parastatals for the development of insurance products for the mining sector. 
She added that there was a lukewarm attitude from the public towards carrying out appropriate insurance

                                                                                          

                                                               Real Source is Business Day Online[ad#Google Adsense]